请英语高手帮我点评一下这篇四级英语作文,非常感谢(语法和用词,如果总分15分,你能给我多少）

1：据调查显示,现在大学生每月的花销越来越高,很多大学生花钱如流水,根本没有节俭的概念.

2：分析产生这一现象的原因

3：我的看法

ExtravagantSpendingoncollegeCampus

Nowmanycollegestudentsspendmoreandmore,theyspendastherunnningwaterwithouttheideaofthrifty,accordingtoasurvey.

Therearemanyreasonsforthissituation.First,mostofcollegestudengtsdon'tknowthedifficultyofearnmoney.Second,theydon'tgothroughthetoughlifeandknowthetroubleoflife.Third,theyadvocatesthefamousbrand,theyareprideoftheirclothesbutnottheirstudy.

Astome,Ithinkeveryoneshouldsavemoneywhateveryouhavemuchmoneyornot,speciallythecollegestudents.Moreover,thecollegestudents'feeismostfromtheirparents,theycan'tearnmuchmoneywhentheystillasastudent.Sotheymustsavemoneyandshouldn'tspendextravagant.Inaworld,thirftyisatraditionalvirtue,weshouldsavemoneybutshouldn'tsaveextravagant.